Are You Eligible for a Subsidy?

There are two kinds of subsidies available from the federal government for individual health insurance plans.

  • The Advanced Premium Tax Credit lowers your monthly health insurance payment, or premium.
  • Cost Sharing Reduction reduces the out-of-pocket costs you pay during a policy period (usually a year) for health care services you receive. It includes your deductible, coinsurance and copays, which all add up to your out-of-pocket maximum.

Qualifying for a subsidy depends on:

  • How your income compares to the Federal Poverty Level.
  • Your family size.
  • How much health insurance costs where you live.

Use our quoting tool to find out if you're eligible for a subsidy and the estimated cost of each plan based on the subsidy amount.

Get a Quote 

APTC and CSR Plans apply only to Qualified Health Plans (QHP) offered through the Health Insurance Marketplace.


The plan you select for 2016 plan-year coverage may not be available

for 2017 plan year coverage. Please visit or call the

Health Insurance Marketplace at 1 (800) 318-2596 to learn more about

your 2017 on-Exchange coverage options.